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Financial calculators that show you the full picture

Work out repayments, interest and real costs for loans, mortgages, car finance, credit cards and savings — each with a complete breakdown, not just a single number.

£

Loan repayment

e.g. £194.87/mo

Monthly repayments and a full amortisation schedule for personal loans. Supports five currencies and a salary affordability check.

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Mortgage

e.g. £1,453.80/mo

Estimate monthly mortgage payments, total interest over the term, and see how overpayments shorten your mortgage and cut interest.

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Car finance

e.g. £403.34/mo on PCP

Compare Hire Purchase and PCP deals side by side, including deposit, balloon payment and the true total cost of driving away.

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Credit card payoff

e.g. clear in 2y 3m

See how long a balance takes to clear, the total interest it costs, and how much faster a bigger monthly payment gets you debt-free.

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Savings & interest

e.g. £16,687 in 10 years

Project how savings grow with regular deposits and compound interest, and watch the difference compounding makes over time.

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Why use these calculators

Full breakdowns, not just a number

Every tool shows where your money goes — interest versus capital, month by month — so you understand the real cost before you commit.

Private by design

Everything runs in your browser. The figures you enter are never sent anywhere or stored, so you can model your finances freely.

Free and independent

No sign-up, no lender affiliation, no upselling. Just straightforward math to help you make an informed decision.